These terms of use ("Terms of use") is an electronic record in the form of an electronic contract formed under information technology act, 2000 and rules made thereunder and the amended provisions pertaining to electronic documents / records in various statutes as amended by the information technology act, 2000. These terms of use does not require any physical, electronic or digital signature.
The Platform is owned by German American Law with its registered office at SH 22, Chhotu Ram Park, Basant Vihar, Bahadurgarh, Haryana 124507. These Terms of Use available at the Platform govern terms on which German American Law offers the guest users or registered users (hereinafter referred to as "You" or "Your" or "Yourself" or "User") access to the Platform for availing Services. If you transact on the Platform, You shall be subject to the policies that are applicable to the Platform for such transaction. By mere use of the Platform, You shall be contracting with German American Law and these terms and conditions including the policies constitute Your binding obligations, with German American Law.
We reserve the right, at Our sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time without any prior written notice to You. It is Your responsibility to review these Terms of Use periodically for updates / changes. Your continued use of the Platform following the posting of changes will mean that You accept and agree to the revisions. As long as You comply with these Terms of Use, We grant You a personal, non-exclusive, non-transferable, limited privilege to enter and use the Platform.
Please read these terms of use carefully before using or registering on the platform, accessing any material, information or services, posting any advertisment/information at or through the platform. If you do not agree with these terms of use, please do not use the platform.
Services available through or use of the Platform is available only to persons of majority (18 years of age or more) and who can legally component to form a contract under the Indian Contract Act, 1872 (as amended from time to time), or any other act or enactments to which the person is subject.
Persons who are incompetent, to make a legal and valid contract, for any reason whatsoever (minor, lunatic, insane, undischarged insolvent or otherwise) are not eligible to use Our Platform and avail Our Services. If You are under the age of 18 years or are otherwise incompetent to enter into a legally binding contract, then You must use the Platform, application or Services under the supervision of Your parent, legal guardian, or any responsible adult.
Further to this, German American Law reserves its right, without assigning any reason, to restrict or limit Your access to the Platform and can further terminate Your access to Platform and deny the Services available through or at Our Platform. This right of suspension / termination of Services of German American Law, is in addition to any other remedy available to German American Law, for access & usage of Platform or availing any of Our Services through Platform, which is in contravention of any of the terms and conditions of Terms of Use or this Agreement or any other applicable law.
By accessing, browsing and using this Platform or availing Services, You agree and acknowledge that, You understand this limited and restricted use and accessing, browsing or using this Platform or availing any Services is out of your own free will, discretion and responsibility.
German American Law reserves its right to modify, suspend, cancel or discontinue any or all sections, or Services at any time without any notice. You agree that German American Law shall not be liable to You or to any third party for any modification, suspension or discontinuance of the Platform.
You release and indemnify German American Law and/or any of its officers and representatives from any cost, damage, liability or other consequence of any of the actions of the Users of the Platform and specifically waive any claims that you may have in this behalf under any applicable law. You acknowledge and agree that when You interact with German American Law through Platform or send any data/email/message or communicate otherwise, You are communicating with German American Law through electronic means and gives your consent to receive communication through electronic means periodically and as and when required.
On the Platform, German American Law provides Users with access to information primarily about insurance products and services including but not limited to general insurance, health insurance and life insurance products and related services (including but not limited to renewals). All information and material available on the Platform is only to assist the User of Platform who are interested in the Services provided by German American Law and who wants to explore more options before concluding their transactions.
Any User, who avails of the Services after visiting Our Platform, does so solely at his own discretion, risk and responsibility. German American Law does not make any recommendations nor gives any warranty (implied or express), guarantee or otherwise with respect to the quality, functionality, fitness for a particular purpose.
German American Law strongly advises you not to test the Platform with false purchases request, as it may put you at substantial personal legal risk. It is a crime to use a false name, other false personal information to buy. Wilfully entering erroneous or fictitious purchase request may result in prosecution by German American Law and/or seller. Please be aware that even if you do not give German American Law, your real name, Your web browser transmits a unique address to Us, which can be used by law enforcement officials to identify You.
Subject to the compliance with all applicable laws, rules and terms and conditions of this Agreement, German American Law grants the User a limited, non-exclusive, non-sub-licensable, non-transferable, revocable and limited permission to access and use the Platform and avail the Services provided through or at the Platform. You acknowledge, agree and undertake that Your use of the Platform shall be strictly governed by this Agreement and the following binding principles:
You shall not attempt to gain unauthorized access to any other user’s account, Platform any portion or Feature of the Platform, any other systems or networks connected to the Platform, or any computer resource / servers, of German American Law connected with the Platform to provide the Services. You shall not access the Platform, Features or any of the Services offered on or through the Platform, by hacking, password mining or any other illegitimate means or access or copy any Content or User Content on the Platform including any derivates thereof through manual and/or automated means including but not limited to page scraping, data mining, data gathering, indexing, using software, devices, bots, crawlers, spiders, scripts, deep links, browser plug-ins or breach/disregard/violate any limitations/instructions in robot.txt file if any embedded in Platform or URLs;
You shall not make any negative, denigrating or defamatory statement(s) or comment(s) about Us or the brand name, trade name or domain name used by Us or otherwise engage in any conduct or activity that might spoil the image or reputation of German American Law.
You hereby authorise German American Law and/or third party service providers engaged by German American Law to collect, use, store, analyse, reproduce, publish, and adapt (either on its own or through third party service provider) the information in relation to Your use of the Platform for the purpose of data analysis and for improving Your experience on the Platform. You acknowledge that this is solely undertaken by German American Law to improve Your experience in relation to the use of the Platform and the provision of such Services shall be subject to such additional terms and conditions of German American Law and/or third party service providers.
Access to Platform is free and Users (Registered or Guest) can browse the information/products and avail the Services free of charge
Please note that German American Law is only assisting in collection of premium amount on behalf of the insurer, whose insurance product You have chosen to buy. The acceptance of the insurance premium and final issuance of the policy is subject to underwriting norms and discretion of respective insurance company, whose policy You have chosen to buy.
You agree to indemnify, defend and hold harmless German American Law and its respective directors, officers, employees and contractors (herein after individually and collectively referred to as "Indemnified Parties") from and against any and all losses, liabilities, claims, suits, proceedings, penalties, interests, damages, demands, costs and expenses (including legal and other statutory fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by the Indemnified Parties that arise out of, result from, or in connection with:
German American Law may notify You of any claims which You shall be liable to indemnify German American Law against. You will then be required to consult with German American Law regarding the course of action to be undertaken in defending such a claim. Further, You shall not compromise or settle any claim or admit any liability or wrongdoing on the part of German American Law without the express prior written consent of German American Law which can be withheld or denied or conditioned by German American Law in its sole discretion.
This Agreement or the documents incorporated herein by reference shall be governed and construed in accordance with the laws of India. All disputes arising under this Agreement between You and German American Law shall be subject to the exclusive jurisdiction of courts at Haryana, India.
German American Law shall not be liable for any failure and/or delay on its part in performing any of its obligation under this Agreement and/or for any loss, damage, costs, charges and expenses incurred and/or suffered by the User by reason there of if such failure and/or delay shall be result of or arising out of Force Majeure Event set out herein.
"Force Majeure Event" means any event due to any cause beyond the reasonable control of German American Law, including, without limitation, unavailability of any communication system, sabotage, fire, flood, earthquake, explosion, acts of God, civil commotion, pandemic, strikes, lockout, and/or industrial action of any kind, breakdown of transportation facilities, riots, insurrection, hostilities whether war be declared or not, acts of government, governmental orders or restrictions, breakdown and/or hacking of the Platform and/or Contents provided and/or services under the Platform, such that it is impossible to perform the obligations under the Agreement, or any other cause or circumstances beyond the control of German American Law hereto which prevents timely fulfilment of obligation of German American Law.
Any failure or delay by a party to enforce or exercise any provision of the Agreement, or any related right, shall not constitute a waiver by such party of that provision or right. The exercise of one or more of a party's rights hereunder shall not be a waiver of, or preclude the exercise of, any rights or remedies available to such party under these Terms of Use or in law or at equity. Any waiver by a party shall only be made in writing and executed by a duly authorized officer of such party.
German American Law is the insurance marketplace combining cutting-edge technology with the expertise of real licensed agents to help people get the coverage they need to protect their family, property, and finances with confidence.
SH 22, Chhotu Ram Park, Basant Vihar, Bahadurgarh, Haryana 124507.
+91-9315555030
info@germanamericanlaw.com